What I sometimes hear people say today is that for them, there was no "salvation experience". Instead,they had chosen to follow Jesus after getting to know him and learning His ways. No prayer required. There were several moments when they felt like they had made a connection with Jesus and now they would say they're "in."
So, what do you think? Is there a need for someone to actually say "the prayer", or can someone simply evolve into being a believer and follower of Jesus?